Hayek Insurance Blog
Do you want to protect your home against unforeseen events? To do that, you have to get your house insured. Thus, in doing so, you might have heard about home warranty and home insurance. Now, can you have both? To find out the answer, keep reading.
Definition Of Home Warranty?
A home warranty is a maintenance service contract that can help you repair home systems and appliances. If these are covered under your plan breakdown, your home warranty will send a maintenance specialist to help fix the problem. You can receive a home warranty after signing a real estate contract.
What Does Home Warranty Cover?
A home warranty will cover plans for new and pre-owned houses. There are three types of plans that are offered;
Aside from these three plans, your warrantor will also offer different plans for specific items not included in those mentioned above.
Definition Of Homeowner’s Insurance?
A homeowner’s insurance covers any damages or losses on a home. A standard homeowner’s insurance will cover four important aspects;
What Does Home Insurance Cover?
The insurance covers your home against the following disasters and perils;
Suppose you want to add another protection to your home; you can have a home warranty along with your homeowner’s insurance. This way, your investment will be covered from perils, and you don’t have to worry too much.
At Hayek Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (805) 496-8835. Get your free quote today by CLICKING HERE. Topics and coverage in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!