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Hayek Insurance Blog

Why Business Insurance is the Way to Go this 2021

3/4/2021

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​Business properties and assets may be turned to dust with thoughtlessness and disregard by the people involved. This may affect the business itself and the companies they work or collaborate with. The development of properties and assets will be made more comfortable and safe with insurance. Continue reading to find out why you need business insurance in 2021.

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eCommerce Risks For e-Stores: The Need For Business Insurance

2/2/2021

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​Insurance can be complicated, especially when trying to understand the various aspects of it and the different policies available. Despite the intimidating diction, it’s an important way to protect your business, even if it’s not a physical corporation. Getting a basic understanding of what it entails before talking to an insurer is helpful so that you get the best deal for your company.

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Two Types of Business Insurance for Freelancers

1/5/2021

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Nowadays, many working professionals leave behind the security of their 9-to-5 job to gain the flexibility brought by freelancing. The world has witnessed the rising numbers of people joining the freelance workforce in the last ten years. Working anywhere at your preferred time and pace entices many people to turn themselves into freelancers.

If you are freelancing, you are considered a type of self-employment. And like other types of business, freelancers also face risks connected with their regular business operations. Hence, freelancers need protection from these risks. Good news for freelancers because there are insurance policies that are tailored to their needs.
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Freelancers should consider these three types of business insurance to protect themselves and their freelancing business:

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What Service Restrictions Mean for Businesses

12/3/2020

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​Health and government officials work together to protect the American people's health and security during the pandemic. Regulations are being introduced to protect both buyers and sellers, but what does it mean for businesses? Find out more about how service restriction might affect businesses.

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Why Business Insurance Is A Necessity

11/15/2020

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Being an entrepreneur is full of risks. Ensuring that those risks will be compensated is essential, especially when you’re just starting. 
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Business insurance exists to protect businesses and their owners from losses and unpaid risks.

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Business Insurance 101

10/6/2020

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While starting a business might be stressful, the compensation for a successful start-up career is valuable. To maximize the fruits of hard work, businesses need to make sure that they’re protected. 
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With businesses sprouting here and there, there must be guaranteed protection for owners and entities alike. Here’s what business owners need to know about business insurance.

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How to Save on Your Business Insurance During COVID-19

8/6/2020

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​With the overwhelming spread of the Coronavirus, businesses and individual entrepreneurs worldwide are challenged to reshape the economy during a crisis. As a result, more and more companies are trying to cut down business costs. One of the looked upon ways for cost-cutting methods is saving money on business insurance. Here are several ways how you can do it: 

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3 Types of Insurance Your Online Business Needs

7/4/2020

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​It's not surprising to see businesses moving their operations online, or entrepreneurs embarking on their own online business. After all, the numbers are compelling. Surveys have shown that 69% of Americans have shopped online, and 43% have admitted to buying online regularly.

However, just because your business is online doesn't mean you shouldn't invest in a good insurance policy. Having an online store comes with distinct challenges that require a different type of coverage. Here are three types of insurance your online business needs: 

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(805) 496-8835
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