Hayek Insurance Blog
Home insurance (or homeowners insurance) is a type of property insurance covering losses and damages to a residence. Generally, policies cover interior and exterior damages, alongside theft or loss of possessions. It does not require ownership and can be granted by landlords to maintain the renter’s insurance coverage.
Not only will it keep homes safe, but it will also help owners get a loan relatively fast. Below are some of the things people need to keep in mind about home insurance.
Home insurance is necessary for every homeowner, and it’s only right that you get one. If you haven’t gotten a policy yet, be cautious about several insurance traps which might cost you more in the long run. Here are some mistakes which you should avoid.
Millions of dollars are spent per year by households to heat and cool inadequate houses. Here are some energy-saving strategies to allow you to make your home more energy-efficient.
By reducing your heating system by 10 to 15% for 8 hours a day, you could save up to 10%. It will have a significant impact on your yearly energy costs.
If you're not at home, a programmable thermostat will lead to significant savings by reducing excessive heating systems.
One practical way of achieving sustainable and green living is through natural ventilation. By allowing outdoor air into your homes, you can do away with air conditioners and other appliances. However, achieving this requires excellent planning and also great effort depending on the status of your house.
Below are some practical natural ventilation tips for before and after building a house.
Decorating a home sounds expensive. It takes a lot of money to make someone's home an appealing environment. However, there are do-it-yourself tips in decorating one's house like a pro. There are five creative DIY tips from pros that will make someone's home refreshing and appealing.
Have you been wondering why your home insurance cost went up? Although there are cost factors that you can control, some of them are inevitable. Here are some common reasons for home insurance premium increases and how to lower them.
A recent study showed that obtaining a house is a priority among American families. Homeownership is an essential piece of realizing the American dream. It is one of the things Americans want to have before they retire.
But house ownership also comes with responsibility. Your home is keeping you and your family safe and warm. It is a necessity to get home insurance to protect your property from perils. Home insurance provides financial protection for your house and your personal belongings against the wind, fire, hail, and other covered perils.
There is no standard home insurance cost. The cost differs from one state to another. To give you an idea of the amount, the average annual home insurance cost across the United States is about $1,192. Therefore, it is essential to discuss the factors that can affect your home insurance cost.
Security is one of the most important things you need to have in your home. It is to protect not just your property but your own and loved one's safety. Surely you don't want to be included in the rising number of home burglaries and theft these days.
Fortunately, there are numerous ways to secure your home. To make you worry-free and have peace of mind, these tips will help secure your home. Please read on.
The Covid-19 pandemic took away many people’s sources of income. Maintaining homeowner insurance, which protects homes and personal belongings from damage or burglary, seems complicated because other expenses pile up. Here are some tips to reduce homeowner insurance costs to maintain it despite the crisis caused by the pandemic.
It is smart to be practical in buying any product. Despite the irresistible ads, we as buyers should be meticulous in choosing the best quality in the market. A similar concept applies to choose policy insurance.
It is not necessary to learn all these things alone though. It is still advisable to keep yourself connected with your agent to get the advice you need as a client.
However, understanding the craft and being open to alternatives is more strategic than relying on one source of information.