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Hayek Insurance Blog

Measures To Implement After A Business Robbery

5/23/2022

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​Any small or big business owner will tell you that being robbed is a dreadful experience. Whether a ghost-like cybercriminal plundered your data, a brazen robber stole from you in broad daylight, or a sly burglar broke in during the night, the feeling of violation is palpable.

Where can you begin to recover from this loss once everyone is secure and the police interviews are completed? How can you prevent thieves from committing crimes in the future?
  1. Claim with your insurance company to assist you in putting the puzzle back together
    Commercial crime insurance is included in many company owners' plans, often known as BOPs. This coverage could help with robbery-related property damage, fraudulent activity on your business bank accounts, and much more, allowing you to get back to business as usual. Lawbreakers are cunning, and even well company can be targeted if a weak area is discovered.

    It is better to contact your insurance agent as soon as possible to ensure that you're fully protected against all forms of crime. Claim with your insurance company to assist you in putting the pieces back together. Another fascinating read is the fundamentals of company cybersecurity insurance coverage.

  2. Keep no additional cash in the office. 
    Keep no more money than you need in cash registers or other unprotected locations. It's difficult to consider dishonesty, especially when it comes from someone you love and rely on, but keep in mind that sticky fingers are easily lured, so it's best to be cautious with money.

    Remember that having adequate BOP coverage might also aid if an employee or a customer steals from you.

  3. Stop the action, turn on the lights, and grab the camera
    Gesture lighting, an alarm, and a good surveillance camera can all help deter a thief from preying on your business. At the very least, a security system may capture the bandit's face and bring him to court. Consider these features as an investment in security and incorporate them into a more robust safety plan. 

  4. Establish a closing routine
    Because humans are creatures of habit, make sure your closing procedures are second nature to them. Technology shut down? Is a security system in place? 

    Put in place strong, by-the-book procedures that you and your workers can follow at the end of each working day. Having solid end-of-day routines can help prevent a burglar from sneaking in.

Conclusion
Robberies may be extremely costly and heartbreaking for company owners, employees, and customers. To reduce the chance of a robbery in your business, it's critical to take preventive precautions.

At Hayek Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at  (805) 496-8835 or Click Here to request a free quote.
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